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Flood Hazard Guide

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Even with all the advances in technology and other amenities that help control our day to day lives, we can not prevent inclement weather, however we can be prepared. Hurricanes such as Bertha, Floyd, Fran, Charlie and the No Name Hurricane caused much devastation and financial difficulties for the citizens of Oak Island. The Department of Development Services is in charge of assisting the citizens of Oak Island in preparing and recovering from extreme weather events, mainly flooding. Areas prone to flooding include the ocean front areas, the estuary shoreline, and a small valley located between 58th Street and 40th Street along Dolphin and Pelican Drive.

A person’s home typically represents his or her greatest investment. That is why many people have their home insured. What some people do not know is that Homeowners Insurance does not normally cover damage caused by flooding.

It is possible to get flood insurance from an NFIP agent. If you have questions regarding the flood insurance program under the, NIFP please call toll free 1-800-427-4661. Additional information is also available at

Is Your Property In or Near a Flood Zone?
Building Permits are Required
Protecting your Property
Maintaining Drainage Systems
Flood Warning System - Tune In
Evacuate - Safety First
After Flooding

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